Privacy Statement

Payfree members, information is important to us, and we are committed to maintaining professional standards of confidentiality. Below is our privacy policy that discusses the types of information we collect, how we use it, and under what circumstances, if any, that we might disclose it.

Member Information

We always keep your personal information STRICTLY CONFIDENTIAL. We will not give, sell, share or rent this information to others, except as disclosed in this statement. You may choose to provide the information requested on an application form online or on paper. You may be asked to provide personal profile information, which may include information on name, expected transaction volumes, birth date, addresses, telephone numbers, email addresses, and other personal identification information. This information is used to contact you about the services and to set you up for the requested services.

Transaction Processing

In order to process payment transactions for PAYFREE Customers, PAYFREE may send the PAYFREE Customer's name to the receiver of a payment so that the receiver may properly identify the PAYFREE Customer who is sending the payment.

Access To Data

All data access is based on a need-to-know basis. The secure protected area of our Web services site(s) may allow our customers, using a unique username and password, to access account information and transaction reporting, and to initiate or process transactions directly from the Web site, depending on their entitlements and account setup.

Only authorized employees who need information to perform a specific job are granted specific access to personally identifiable information. Every time policies are amended or new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and the steps they should take to protect our customers' information.

Internet Address Information

We only use IP addresses, browser types and access times to analyze trends, administer the site, improve site performance and gather broad demographic information for aggregate use.

Correspondence

We retain pertinent records in order to measure and improve our customer service, and to investigate potential fraud and violations of our User Agreement. We may, over time, delete these records if permitted by law.

Sharing

When we partner with another party to provide specific services, and a customer signs up for those services, we share only the contact information that is necessary for the third party to provide such services. Third parties are not authorized to use personally identifiable information except for the purpose of providing those services.

Links

Some of our Web sites may contain links to other sites. PAYFREE is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they are leaving our site and to read the privacy statements of each Web site that collects personally identifiable information. This privacy statement applies solely to information collected by PAYFREE through the PAYFREE Web site(s).

Supplementation of Information

PAYFREE is committed to using state-of-the-art technology, methodology, and services to protect customers, consumers and PAYFREE itself from credit risks, fraud and operational compromise. In addition to collecting and archiving application and transaction data from customers and consumers, PAYFREE also retrieves supplemental data from third parties to facilitate credit and operational decisions and monitoring. These third parties may include national and regional consumer and business credit bureaus, check verification services, address verification services and other third party transaction processors. Once the information is retrieved from third parties, it is archived in a secure environment. This data may be used to build proprietary databases or to develop statistically based credit, fraud or marketing models.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on this page so our customers are advised of what information we collect, how we use it, and under what circumstances, if any, we disclose it.